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What is coinsurance?

Coinsurance is the percentage of costs you pay after you have met your deductible. For example, if you have a 20% coinsurance, you pay 20% of each medical bill, and your health insurance will cover 80%.

Once you reach your out-of-pocket maximum, your coinsurance percentage becomes moot, and your insurance will fully cover eligible services (for the duration of the policy year).

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